"Please tell me about your mother"

As a cultural/intellectual historian, I don't often feel comfortable framing the world's events in terms of causes and effects.  And as a post-poststructuralist (I suppose), though admittedly becoming increasingly interested in Epicurean epistemology, I certainly question whether we can make truth-claims about a world external to ourselves.  Shoot, I even question whether we can honestly make truth-claims about ourselves.  That being said, because I now have an income that doesn't require as much close monitoring and because I decided this week to play a little technological catch-up, I decided to set up online bill-pay.  See, this rambling introit (wow, introitus is a very different word) is to lead up to the effect: I set up online bill-pay this week.

When you set up online bill-pay with SallieMae you are eligible for a monthly contest to have up to $25,000 of your students loans paid off!  So I was on board (another cause for the effect I guess and see, this is why strict causality in the history of ideas is so problematic; individuals draw on a constellation of resources to motivate their thoughts and behaviors).  Anyway, when setting up your online account you must also set up no less than five "challenge questions" and their affiliated answers (case sensitive!  note to self not to forget that).  I flipped through the options: your first car, your first school, the name of your favorite pet, etc.  

Then one in particular caught my eye: your worst fear.

wha?

Do people actually use that one?  And if they do what kind of answers do they give?  I mean, if I had to use it I suppose I'd probably say something like "millipedes" or "tornadoes with alligators in them."  But do other SallieMaeonline members give answers like "dying alone"?  I'm really curious now.  Oooh, or maybe SallieMae has an automatic answer for that one of "debt collectors."